Featuring student credit cards and college student credit card applications from leading companies, including the following cards located on the right. Take your time and compare offers before applying. Cards are listed in order of popularity on this site.

Please remember, credit cards are not free money. They are to be used responsibly, with a budget plan. Misusing credit cards can damage your credit history, which can make you have a negative credit score on your credit report. Student credit cards require monthly payments, while you're in college.

It is also very important to understand that using a credit card in a responsible manner, in conjunction with a planned budget, can help in building a good, positive credit history. To your right are cards for those with any type of credit, good credit and excellent credit.

Thinking of an alternative to a credit card? Private student loans most often do not require repayment until six months after graduation. You might be able to save money in interest with a private student loan instead of a credit card. Explore your options and educate yourself when applying for any credit based product. Try searching google for: private student loans.

TIP: Pay off your student credit card balance in full each month when possible. Charge only what you can afford to pay off when the bill comes in every month.

TIP2: Carefully take time when you compare student credit cards. When you compare cards closely you're likely to find the student credit card offers that you favor and want. Do not apply for a credit card just because, apply for student credit card only if you're credit educated and find a card that matches your individual credit needs. Do not overspend and avoid late fees by paying your bill seven days before the due date, or set up auto debit from your banking account.

 

 
STUDENT CREDIT CARDS:  


Citi® Divided Platinum Select® Card for College Students

 

  • EDITOR'S CHOICE - November
  • No annual fee
  • No minimum income or cosigner required
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • $0 liability on unauthorized purchases
  • Click on the card for info / application.


Citi® mtvU(TM) Platinum Select® Visa® Card for College

 

  • EDITOR'S 2nd CHOICE - November
  • No minimum income or cosigner required
  • Earn 250-2000 ThankYou Points® twice a year for maintaining a good GPA.
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • Redeem points for gift cards, MTV events, and airline tickets.
  • Click on the card for info / application.


Capital One® No Hassle Cash
SM Rewards for Students
Capital One® No Hassle CashSM Rewards for Students
 

  • Start building your credit today and earn cash, simple and fast
  • 25% annual bonus on cash earned during the year and 1% cash back on all purchases
  • No limit on cash back and rewards won’t expire for the life of your account
  • 0% intro APR on purchases until May 2009
  • $0 Fraud Liability for unauthorized use if your card is lost or stolen
  • Click on the card for info / application.


Capital One® Standard Platinum for Students
Capital One® Platinum for Students
 

  • Get credit that fits your needs and a card that fits your style, and save with no annual fee
  • 0% intro APR—pay no interest on purchases until May 2009
  • A manageable credit line to help control your finances
  • Fraud protection—$0 fraud liability if your card is lost or stolen
  • Click on the card for info / application.

Citi® Platinum Select® Card for College Students
 
 

  • No annual fee
  • No minimum income or cosigner required
  • 0% APR on purchases, cash advances and balance transfers for 6 months
  • Student Discounts
  • Click on the card for info / application.


Citi® Driver's Edge® Card for College Students


 

  • No annual fee
  • 3% rebate on purchases at gas stations
  • At $.01 a mile, Earn $100 in rebates for driving 10,000 miles
  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • Click on the card for info / application.

Discover® Open Road® Card for Students

 
 

  • For those new to credit:
  • 5% Cashback Bonus on your 1st $100 in gas purchases each month automatically
  • 0% APR on purchases for 6 months
  • No annual Fee
  • Build your credit history
  • Click on the card for info / application.

More student credit cards coming every semester. Any suggestions?

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